CURRENT RATES

Central Federal is committed to providing some of the best Checking and Money Market rates in the area.

Rates are effective as of October 7, 2024

Rates may change without notice.

Type of Account	Minimum Deposit to Open Account	Minimum Balance to Earn APY	Interest Rate	Annual Percentage Yield (APY)
Type of Account: Totally FREE Checking	Minimum Deposit to Open Account: $50	Minimum Balance to Earn APY: N/A	Interest Rate: 0.00%	Annual Percentage Yield: 0.00%
Type of Account: Basic Checking	Minimum Deposit to Open Account: $200	Minimum Balance to Earn APY: $200	Interest Rate: 0.02%	Annual Percentage Yield: 0.02%
Type of Account: Super Checking	Minimum Deposit to Open Account: $2,500	Minimum Balance to Earn APY: $2,500	Interest Rate: 0.03%	Annual Percentage Yield: 0.03%
Type of Account: Preferred Checking	Minimum Deposit to Open Account: $5,000	Minimum Balance to Earn APY: $50,000 and greater $20,000 and greater $5,000 and greater	Interest Rate: 0.05% 0.03% 0.01%	Annual Percentage Yield: 0.05% 0.03% 0.01%
Type of Account: Gold Money Market	Minimum Deposit to Open Account: $2,500	Minimum Balance to Earn APY: $2,500 and greater	Interest Rate: 0.03%	Annual Percentage Yield: 0.03%
Type of Account: Platinum Money Market	Minimum Deposit to Open Account: $10,000 $10,000	Minimum Balance to Earn APY: $100,000 and greater $50,000 and greater $10,000 and greater $9,999 and below	Interest Rate: 0.15% 0.10% 0.05% 0.03%	Annual Percentage Yield: 0.15% 0.10% 0.05% 0.03%
PREMIER HIGH YIELD MONEY MARKET
	$50,000	$0 up to $49,999	0.15%	0.15%
Premier High Yield Money Market	$50,000 $100,000	$50,000 up to $99,999 $100,000 and greater	0.25% 3.45%	0.25% 3.50%

Monthly fee - If account falls below required monthly balance - Free 1st check order upon opening a Preferred NOW Checking or Money Market Accounts.

These are variable rate accounts. Rates may change without notice. Fees may reduce APY on account.