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CentralFederal Savings and Loan Association

Banner picture for the Checking/Money Market Rates page for Central Federal Savings and Loan


CURRENT RATES

Central Federal is committed to providing some of the best Checking and Money Market rates in the area.

Rates are effective as of November 5, 2024

Rates may change without notice.


Type of AccountMinimum Deposit to Open AccountMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)
Type of Account: Totally FREE CheckingMinimum Deposit to Open Account: $50Minimum Balance to Earn APY: N/AInterest Rate: 0.00%Annual Percentage Yield: 0.00%
Type of Account: Basic CheckingMinimum Deposit to Open Account: $200Minimum Balance to Earn APY: $200Interest Rate: 0.02%Annual Percentage Yield: 0.02%
Type of Account: Super CheckingMinimum Deposit to Open Account: $2,500Minimum Balance to Earn APY: $2,500Interest Rate: 0.03%Annual Percentage Yield: 0.03%
Type of Account: Preferred CheckingMinimum Deposit to Open Account: $5,000

Minimum Balance to Earn APY: $50,000 and greater
$20,000 and greater
$5,000 and greater

Interest Rate: 0.05%
0.03%
0.01%

Annual Percentage Yield: 0.05%
0.03%
0.01%

Type of Account: Gold Money MarketMinimum Deposit to Open Account: $2,500Minimum Balance to Earn APY: $2,500 and greaterInterest Rate: 0.03%Annual Percentage Yield: 0.03%

Type of Account: Platinum Money Market


Minimum Deposit to Open Account: $10,000 $10,000Minimum Balance to Earn APY: $100,000 and greater
$50,000 and greater
$10,000 and greater
$9,999 and below
Interest Rate: 0.15%
0.10%
0.05%
0.03%
Annual Percentage Yield: 0.15%
0.10%
0.05%
0.03%

PREMIER HIGH YIELD MONEY MARKET 


$50,000 $0 up to $49,9990.15%0.15%
Premier High Yield Money Market

$50,000 


$100,000

$50,000 up to $99,999


$100,000 and greater

0.25%


3.45%

0.25%


3.50%

Monthly fee - If account falls below required monthly balance - Free 1st check order upon opening a Preferred NOW Checking or Money Market Accounts.                       

These are variable rate accounts. Rates may change without notice. Fees may reduce APY on account.

Cicero

5953 W. Cermak Road
Cicero, IL 60804
708-656-5000

Berwyn

6940 W. Ogden Avenue
Berwyn, IL 60402
708-222-2300

La Grange Park

1921 E. 31st Street
La Grange Park, IL 60526
708-469-3250