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CentralFederal Savings and Loan Association


Central Federal Savings & Loan Association Privacy Policy


FACTS

WHAT DOES CENTRAL FEDERAL SAVINGS & LOAN ASSOCIATION DO WITH YOUR PERSONAL INFORMATION 

WHY?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number
  • Credit history
  • Credit scores
  • Overdraft history
  • Credit card or other debit
  • Checking account information
HOW?

All financial companies need to share customer’s personal information to run their everyday business. In the second below, we list the reasons financial companies can share their customers’ personal information; the reasons Central Federal Savings & Loan Association chooses to share; and whether you can limit this sharing.










Reasons we can share your personal information

Does Central Federal Savings & Loan Association Share?

Can you limit this sharing?

For our everyday business purposes -

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes -

to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don't share

For our affiliates' everyday business purposes -

information about your transactions and experiences

Yes

No

For our affiliates' everyday business purposes -

information about your creditworthiness

No

We don't share

For nonaffiliates to market to you

No

We don't share




Questions?

Call 708-656-5000 or go to www.centralfederalsavings.com


Who We Are

Who is providing this notice?

Central Federal Savings & Loan Association means the following institutions: Central Federal Savings & Loan Association and Central Federal Banking Boxes (CFBB)

What We Do

How does Central Federal Savings & Loan Association protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Central Federal Savings & Loan Association collect my personal information?

We collect your personal information, for example, when you

  • open an account
  • apply for a loan
  • make deposits or withdrawals from your account
  • make a wire transfer
  • show your driver's license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

See below for more on your rights under state law.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Our affiliates include:
    •  Financial companies such as: Central Federal Bank Boxes (CFBB).

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Central Federal Savings & Loan Association does not share with non-affiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Central Federal Savings & Loan Association does not jointly market.
Other Information

For Illinois Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization.