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CentralFederal Savings and Loan Association

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CURRENT RATES

Central Federal Savings is committed to providing some of the best Savings and Certificates of Deposit rates in the area. 


Rates are effective as of December 12, 2017

Rates may change without notice.


Type of Account
Minimum Deposit
to Open Account
Minimum Balance
to Earn APY
Interest RateAnnual Percentage Yield
Type of Account:Passbook SavingsMinimum Deposit to Open Account: $100Minimum Balance to Earn APY: $20,000 or MoreInterest Rate:0.10%Annual Percentage Yield:0.10%
Type of Account: Passbook SavingsMinimum Deposit to Open Account: $100Minimum Balance to Earn APY: $1,000 or MoreInterest Rate:0.05%Annual Percentage Yield:0.05%
Type of Account: Passbook SavingsMinimum Deposit to Open Account: $100Minimum Balance to Earn APY: Under $1,000Interest Rate:0.03%Annual Percentage Yield:0.03%
Type of Account:Statement SavingsSame as Passbook Savings Account
Type of Account:Christmas Club / Kid Saver
Minimum Deposit to Open Account: $10Minimum Balance to Earn APY: $0Interest Rate and Annual Percentage Yield:Same as Passbook Savings Account
Type of Account
Minimum Deposit
to Open Account
Minimum Balance
to Earn APY
Interest RateAnnual Percentage Yield
59 Month CD Special
Type of Account: With CheckingMinimun Deposit
to Open Account:
$2,500
Minimum Balance to Earn APY: $2,500Interest Rate:1.64%
Annual Percentage Yield: 1.65%
Type of Account: Without CheckingMinimun Deposit
to Open Account:
$2,500
Minimum Balance to Earn APY: $2,500Interest Rate:1.54%
Annual Percentage Yield: 1.55%
37 Month CD Special
Type of Account: With CheckingMinimun Deposit
to Open Account:
$2,500
Minimum Balance to Earn APY: $2,500Interest Rate:1.39%
Annual Percentage Yield: 1.40%
Type of Account: Without CheckingMinimun Deposit
to Open Account:
$2,500
Minimum Balance to Earn APY: $2,500Interest Rate:1.29%
Annual Percentage Yield: 1.30%
25 Month CD Special
Type of Account: With CheckingMinimun Deposit
to Open Account:
$2,500
Minimum Balance to Earn APY: $2,500Interest Rate:1.34%
Annual Percentage Yield: 1.35%
Type of Account: Without CheckingMinimun Deposit
to Open Account:
$2,500
Minimum Balance to Earn APY: $2,500Interest Rate:1.24%
Annual Percentage Yield: 1.25%
19 Month CD Special
Type of Account: With CheckingMinimun Deposit
to Open Account:
$2,500
Minimum Balance to Earn APY: $2,500Interest Rate:1.24%
Annual Percentage Yield: 1.25%
Type of Account: Without CheckingMinimun Deposit
to Open Account:
$2,500
Minimum Balance to Earn APY: $2,500Interest Rate:1.14%
Annual Percentage Yield: 1.15%
13 Month CD Special
Type of Account: With CheckingMinimun Deposit
to Open Account:
$2,500
Minimum Balance to Earn APY: $2,500Interest Rate:1.00%
Annual Percentage Yield: 1.00%
Type of Account: Without Checking
Minimun Deposit
to Open Account:
$2,500
Minimum Balance to Earn APY: $2,500Interest Rate:0.90%
Annual Percentage Yield: 0.90%
7 Month CD Special
Type of Account: With CheckingMinimun Deposit
to Open Account:
$2,500
Minimum Balance to Earn APY: $2,500Interest Rate:0.10%Annual Percentage Yield: 0.10%
Type of Account: Without CheckingMinimun Deposit
to Open Account:
$2,500
Minimum Balance to Earn APY: $2,500Interest Rate:0.07%Annual Percentage Yield: 0.07%
IRA Specials
12 Month CD Special
- IRA
$2,500$2,5001.00%
1.00%
12 Month CD Special
- IRA Rollover
$50,000$50,0001.49%
1.50%
Type of AccountMinimum Deposit
to Open Account
Minimum Balance
to Earn APY
Interest RateAnnual Percentage Yield
Type of Account: 5 Year CDMinimun Deposit
to Open Account:
$500
Minimum Balance to Earn APY: $500Interest Rate:0.60%Annual Percentage Yield: 0.60%
Type of Account: 4 Year CDMinimun Deposit
to Open Account:
$500
Minimum Balance to Earn APY: $500Interest Rate:0.50%Annual Percentage Yield: 0.50%
Type of Account: 3 Year CDMinimun Deposit
to Open Account:
$500
Minimum Balance to Earn APY: $500Interest Rate:0.40%Annual Percentage Yield: 0.40%
Type of Account: 30 Month CDMinimun Deposit
to Open Account:
$500
Minimum Balance to Earn APY: $500Interest Rate:0.30%Annual Percentage Yield: 0.30%
Type of Account: 24 Month CDMinimun Deposit
to Open Account:
$500
Minimum Balance to Earn APY: $500Interest Rate:0.20%Annual Percentage Yield: 0.20%
Type of Account: 18 Month CDMinimun Deposit
to Open Account:
$500
Minimum Balance to Earn APY: $500Interest Rate:0.15%Annual Percentage Yield: 0.15%
Type of Account: 12 Month CDMinimun Deposit
to Open Account:
$2,500
Minimum Balance to Earn APY: $2,500Interest Rate:0.10%Annual Percentage Yield: 0.10%
Type of Account: 182 Day CDMinimun Deposit
to Open Account:
$2,500
Minimum Balance to Earn APY: $2,500Interest Rate:0.10%Annual Percentage Yield: 0.10%


*Daily balance is the amount of principal in the account each day. Withdrawals may reduce APY on accounts.  Penalties for early withdrawals may be imposed. Rates subject to change.

Cicero

5953 W. Cermak Road
Cicero, IL 60804
708-656-5000

Berwyn

6940 W. Ogden Avenue
Berwyn, IL 60402
708-222-2300

La Grange Park

1921 E. 31st Street
La Grange Park, IL 60526
708-469-3250